The professional world is divided into four distinct classes according to the Cashflow Quadrant devised by American economist Robert T. Kiyosaki, financial advisor to former President Donald Trump. This quadrant highlights Employees, Self-employed, Businessmen and Investors; and, above all, places particular emphasis on how each member of these classes earns money. The Employed exchange their time for money, and make up nearly 85% of the world's population, who are considered the poor or working or proletarian class. Next comes the class of Independent Workers, who are self-employed and don't take orders from anyone. In this category we find lawyers, private practice owners, service providers and many others... The tragedy with both quadrants is that the people in them earn what we call active income, i.e. income that requires their direct involvement, whether physical, intellectual or emotional. The consequence is that if they're absent from work, they can't earn anything; the survival of their job is therefore conditional on their compulsory presence.
In the right-hand quadrant, on the other hand, we find Business people, who are generally business owners. What makes them special is that they have designed a system capable of operating without their presence.This is why they are considered wealthy, because the intelligent system they have designed replaces and duplicates their presence.Indeed, Robert T. Kiyosaki asserts that to be considered a businessman in this century, you need to meet the following conditions:
- Have capital of at least $2,000,000,000.
- Have at least 500 employees.
- Have a system.
- Have a duplication system.
If you don't meet these conditions, it's impossible to call yourself a Businessman, and it's in this class that you'll find the rich, who make up the 5% of the world's population. Finally, there are the investors, the wealthy who have built empires, some of whom are heirs to railways, and who make up the 1% of the world's population. Unlike the people in the left quadrant, they earn passive income, i.e., their presence is not required for them to earn, because the duplicable system they've designed works for them. They are therefore people for whom money and other people work, which is why they will always be richer and richer, because they have figured out how to buy other people's time and put it to work for them.
This was the focus of a presentation by Dr. Raoul Ruben, Chairman & Founder of the A21 organization, through which he aims to create a living, duplicable impact in all the countries that make up this futuristic organization, in order to build in each member an effective Leadership that will make him or her an agent of change.
This Training, enriched by a more explicit development of Maslow's Pyramid, brought a little more clarity to the understanding of each of these social classes, and especially to the possibility and means of migrating from the least secure class to the most secure class where financial freedom and freedom of time are within reach.That's why the past is not inevitable, if we can actively adjust to the information and data we have in the present to better prepare for the future.The adventure is far from over; conquering the world is the only compass guiding the choices of this Globe-Trotter, who promises no rest if each member has not yet received the quintessence of the message of which he is the depositary.
And it's with a note of ambiance that this masterly introduction comes to an end, giving way to three days of high-caliber communication, set against the backdrop of a giant portrait of the multinational BzzWorld and its opportunities for business and well-being.